Client Resources

Helpful links for a better informed credit repair plan.

Helpful links for a better informed credit repair plan.

Credit Card Calculator from The Federal Reserve

 The Federal Reserve Board's  online Credit Card Repayment Calculator will allow consumers to estimate  how long it will take to pay their credit card bills under different  payment scenarios. 

https://www.dallasfed.org/en/educate/calculators/open-calc.aspx

Our Better Business Bureau Link

You will find that many companies that mediate between consumers and creditors have many complaints on the BBB. We are not one of those companies.
http://www.bbb.org/concord/business-reviews/debt-negotiation-companies/emerson-and-douglas-associates-in-windham-nh-92019128  

Emerson & Douglas Program Results

Emerson & Douglas has established themselves as a debt settlement firm that can get results. To view the page, call (888) 939-1115 and see how we can perform for our clients.

/view-our-results

Operation HOPE

Operation HOPE, Inc. (HOPE) is a non-profit, public benefit organization, founded immediately following the civil unrest of April 29, 1992 in Los Angeles. HOPE is America’s leading provider of economic tools and services. HOPE is an effective facilitator, lender, advocate and educator for and on behalf of the other America. 

 http://www.operationhope.org

The FDCPA (the Fair Debt Collection Practices Act)

Full text of the law governing third party collection of debts.

https://www.ftc.gov/tips-advice/business-center/guidance/fair-debt-collection-practices-act

Credit Cards from Hell

Credit cards from hell: The nine worst credit cards you could own carry hefty annual fees and outrageous interest rates. See if you own one.

http://money.cnn.com/galleries/2011/pf/1102/gallery.worst_credit_cards/index.html?hpt=C2

Debt Collectors Gone Wild - ABC News

Shocking audio tapes reveal how some debt collectors go about their business. 

Debt Collector Harassment - FOX 25 Boston News

Job loss, medical issues, and getting over-extended are just some of the reasons why people get stuck in debt. With the economy in crisis, defaults are at an all-time high. Creditors do have a right to the money they are owed. But some of the tactics collection agencies are using can only be described as outrageous. 

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